Questions to ask a home builder

About the contract

• Is this your contract form, and may my attorney review it before I sign?
• What is the earnest and option deposit, and under what conditions is it refundable?
• How are price escalations or material substitutions handled?
• What are my rights if the completion date slips significantly?
• Is arbitration required for disputes, and on what terms?

About price and what's included

• May I have a written list of standard features versus upgrades for this plan?
• What is the lot premium on this specific lot and how was it determined?
• Are fencing, landscaping, gutters, blinds and appliances included?
• What are the design center allowances, and what do typical buyers spend beyond them?
• Which upgrades must be selected now versus after closing?

About the lot

• Which direction does the home face, and where does afternoon sun hit?
• How does water drain across this lot, and where does it go?
• What easements, setbacks or utility boxes affect the yard?
• What is planned for the land immediately behind and beside this lot?
• Will the remaining phases build out around me, and on what schedule?

About timeline and construction

• What is the realistic start and completion window for this home right now?
• Who is my point of contact during construction, and how often will I hear from them?
• May I walk the home at framing, and may I bring an independent inspector?
• What is the pre-drywall walkthrough process?
• How are change orders priced and documented?

About quality and systems

• What insulation, window and HVAC specifications does this plan use?
• What foundation design is used here, and who engineers it?
• How is the home tested for air sealing and duct performance?
• Which subcontractors handle plumbing, electrical and HVAC, and are they consistent?

About warranty and after closing

• May I see the full written warranty document, not a summary?
• What is covered at one year, and what extends beyond that?
• How do I submit warranty requests and what is the typical response time?
• Is there a formal walkthrough near the end of the first year?

About the community

• What are the HOA dues, and what do they include today versus at full build-out?
• Which amenities are built, funded or merely planned?
• Are there any additional districts or assessments affecting this property?
• How many homes remain to be built in this section?

Bring your own representation

Ask these questions with your agent present, get answers in writing, and route legal or financing questions to a licensed attorney or lender. Lori can attend builder appointments, track your build timeline and help compare option lists across communities.