Texas Real Estate Sales Agent · Brokerage: TJ Lewis Real Estate

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New construction home under a Central Texas sky

New-build tool

New Construction Comparison Tool

Put builders side by side using only what you have in writing. Nothing is auto-filled — no builder pricing, incentive, completion date, warranty term, tax figure or assessment is pulled from anywhere.

Option 1

Who and where

Who and where

Purchase figures

Purchase figures

Only a reduction of the purchase price itself, in writing. Leave blank if the incentive pays costs instead.

Shown separately and never subtracted from purchase cost — how it can be applied depends on the written incentive, lender and title terms.

Recurring costs

Recurring costs

Use your own assumption, or the figure from the payment calculator.

Property taxes frequency
Estimated insurance frequency
HOA / POA dues frequency

Verify the amount for the specific address with the district and the association.

MUD / PID / other assessment frequency
Your notes

Your notes

Option 2

Who and where

Who and where

Purchase figures

Purchase figures

Only a reduction of the purchase price itself, in writing. Leave blank if the incentive pays costs instead.

Shown separately and never subtracted from purchase cost — how it can be applied depends on the written incentive, lender and title terms.

Recurring costs

Recurring costs

Use your own assumption, or the figure from the payment calculator.

Property taxes frequency
Estimated insurance frequency
HOA / POA dues frequency

Verify the amount for the specific address with the district and the association.

MUD / PID / other assessment frequency
Your notes

Your notes

Option 1 — your figures

Base / home price
Not entered
Lot premium
Not entered
Options and upgrades
Not entered
Confirmed purchase-price reduction you entered
Not entered
Entered effective purchase costPrice + lot premium + upgrades, less any confirmed purchase-price reduction. Not a contract or closing figure.
Not entered
Builder contribution toward eligible closing costs (shown separately)Not cash back and not a price reduction. Whether it can be used, and for what, depends on the written incentive, lender and title terms.
Not entered
Principal + interest (your assumption)
Not entered
Property taxes
Not entered
Insurance
Not entered
HOA / POA
Not entered
MUD / PID / other assessment
Not entered
Estimated recurring monthly cost
—

Not included in this total

  • Principal + interest (your assumption) — you left this blank, so it is not part of the figures above.
  • Property taxes — you left this blank, so it is not part of the figures above.
  • Insurance — you left this blank, so it is not part of the figures above.
  • HOA / POA — you left this blank, so it is not part of the figures above.
  • MUD / PID / other assessment — you left this blank, so it is not part of the figures above.

Option 2 — your figures

Base / home price
Not entered
Lot premium
Not entered
Options and upgrades
Not entered
Confirmed purchase-price reduction you entered
Not entered
Entered effective purchase costPrice + lot premium + upgrades, less any confirmed purchase-price reduction. Not a contract or closing figure.
Not entered
Builder contribution toward eligible closing costs (shown separately)Not cash back and not a price reduction. Whether it can be used, and for what, depends on the written incentive, lender and title terms.
Not entered
Principal + interest (your assumption)
Not entered
Property taxes
Not entered
Insurance
Not entered
HOA / POA
Not entered
MUD / PID / other assessment
Not entered
Estimated recurring monthly cost
—

Not included in this total

  • Principal + interest (your assumption) — you left this blank, so it is not part of the figures above.
  • Property taxes — you left this blank, so it is not part of the figures above.
  • Insurance — you left this blank, so it is not part of the figures above.
  • HOA / POA — you left this blank, so it is not part of the figures above.
  • MUD / PID / other assessment — you left this blank, so it is not part of the figures above.

A comparison of user-entered figures. Verify all builder and community terms — price, lot premium, options, incentives and their conditions, dues, taxes, district assessments, completion, warranty and inspection access — in the current written documents for each builder and address before relying on anything here.

How to use it well

Compare the same things, from the same documents

Most builder comparisons go wrong because the columns aren't measuring the same thing.

Get every figure in writing

Verbal incentives and “about” numbers are not comparable. Ask for the current price sheet, options pricing, lot premium list and the written incentive terms.

Include the recurring side

Two homes at the same price can carry very different monthly costs once association dues and any special-district assessment for that address are included.

Read the conditions

An incentive tied to a specific lender, title company or closing window is not the same as a price reduction. Note what triggers it and when it expires.

Related

New construction reading

New Construction

How buying a new build in North Austin actually works.

New Build vs Resale

The trade-offs that matter beyond price per square foot.

Do I Need a REALTOR for New Construction?

What representation does when the sales office works for the builder.

Builder Incentives

How to read an incentive offer and what to ask about the conditions.

Walkthrough Checklist

What to check before you sign off on a new build.

MUDs, PIDs, HOA Fees & Special Districts

Where the recurring cost differences between communities come from.